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Tracy Homes

Tracy, California is a quaint city San Joaquin County. It is located in the San Francisco Bay Area region in the center of the state. Tracy has more than 90,000 residents as of January 2022.

Tracy is well-known for being close to important thoroughfares, such as Interstates 205 and 580, and for being served by the commuter rail system known as the Altamont Corridor Express (ACE), which links the city and the Bay Area. Tracy was mostly an agricultural area in the past, but in recent years it has seen substantial expansion and development, taking on a more suburban feel.

Don’t miss your opportunity to own a a piece of real estate.

Give me a call, so that we can get you into your dream home.

Curious on what’s needed to get what you need in order to buy a home.

Contact your bank or a licensed Mortgage Broker. It’s recommended you work with a mortgage broker, as they have a vast network of lenders to shop in order to find you the best deals.

Next, you will want to work with your Bank or Mortgage Broker to getting a Pre-Qualification. Normally, this can be done in less than a week. This will give you a general ideal on what you could qualify for, based on the brief information you provided to your Bank or Mortgage Broker.

Finally, if you’re content with the Pre-Qualification amount, it’s now time to work towards a Certified Pre-Approval. This is what you’ll need in order to show sellers you’re serious. Certified Pre-Approval letters can take anywhere from 3 weeks or a month. Sometimes sooner, assuming you can get your Bank or Mortgage Broker all of the needed paperwork, so that they can pass it onto underwriting.

Once they furnish you with a Certified Pre-Approval letter, now comes the fun and exciting part, of shopping for the home of your dreams.

Call or text me at: (510) 903-4663